Resources

This document defines membership and property rights in the association. It sets minimum meeting requirements and it further addresses the make up, election, and term of office of the board of directors. It delineates the powers and duties of the board and its officers. 

This document defines the terms: association, owner, property, lot, and common property. It then addresses the rights and duties of the association. It defines the association’s power to levy and enforce annual and special assessments. It establishes and defines the powers of the architectural committee. It also addresses individual owners rights and responsibilities regarding membership, voting and group pier and boat slip assignments. 2024 annual assessment $763.74, if deeded community boat slip additional $75.00.

This document lists the specific restrictions to which the members of Emerald Bay Homeowners Association have agreed. These restrictions include such things as minimum heated living area per residence, allowable building materials, architectural committee approval requirements before commencing construction. Requirements for approval before construction of any fence, wall, pool, outbuilding or any other structure. This document is a cornerstone of Emerald Bay, its purpose is to protect the value and desirability of the Emerald Bay Subdivision.  

(filed in Rowan County 5/4/06)

Description of the prohibition of discharge of firearms, hunting or trapping.    

These guidelines represent the portion of the restrictive covenants dealing with construction in Emerald Bay. It is a quick reference guide but does not replace the restrictive covenants. 

Just a reminder there is to be no lot clearing at all until the architectural committee has approved proposed plans. 

Please reference below photos of construction orange fencing required to protect community property  and common grounds. Construction vehicles should not drive or park on common grounds. 

Approval must be received from the architectural committee regarding your house plans, before your lot is cleared or construction begins. 

Please read the Covenants, Restrictions, Bylaws, and Construction Guidelines before submitting the application with fee. If you have any questions concerning this approval, please contact the committee. 

Construction Security Deposit Requirements 

- Modular construction security deposit is $20,000 (non-refundable), 

due to anticipated road and other community property damage. 

- Other new construction security deposit is $5,000 

For Lots purchased after April 1, 2023: 80% is refundable if there is no road or other community property damage.

For the purpose of architectural approval, EBHOA requires residents to submit a request in writing, outlining a description of the intended building, landscaping, or home improvements, structure or outbuilding as outlined by the covenants and restrictions. EBHOA defines a structure as any new building, addition, or delivery of a prefabricated building or other object, with any dimension of six (6) feet or over in any direction. Homeowners are required to present such items to the architectural committee and receive approval prior to implementation.